Where we lend
Private Mortgages Across Ontario
First and second mortgages on residential property in every GTA city and across Southern, Eastern and Northern Ontario. Pick your city for how it works there, the areas we cover, and how to start.
Is a private mortgage lender the same as a B lender in Ontario?
No, Stonefield Capital is a private mortgage lender in Ontario, founded in 2018, lending first and second mortgages on the equity in the property and the exit. Refinancing to a B lender or a bank is a common next step for our borrowers once credit and income have recovered. Before you choose any private lender, look up its licence on FSRA's public register, where ours is brokerage licence #13722. Pick your city below to see how we lend there.
Stonefield Capital is an FSRA-licensed private mortgage lender serving the Greater Toronto Area and communities across Ontario. It provides first and second mortgages on residential property in Toronto, Peel, York, Halton and Durham regions, in Hamilton and Brantford, in Waterloo Region and Guelph, in London, Windsor and Sarnia, in Niagara, in Barrie, Orillia and Muskoka, in Ottawa, Kingston, Belleville, Peterborough and Cornwall, and in Greater Sudbury, underwritten on equity and exit rather than credit score, usually without a formal appraisal, with same-day commitments.
Toronto
Peel
York
Halton
Durham
Hamilton
Brant
Waterloo Region and Guelph
London and Southwestern Ontario
Niagara
Simcoe County and Muskoka
Eastern and Central Ontario
Northern Ontario
We lend anywhere in Ontario, not only the cities listed. Outside the GTA, loan-to-value steps down as property liquidity does; see the current rate ranges or ask us about a specific property.
Borrowers
Get a call back about a private mortgage
Tell us roughly how much you need and the best number to reach you. We call back within one business day, usually sooner, and only ask for details once we know we can help.
Mortgage broker with a deal? Submit it here.