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Broker Trends

What's moving in the Ontario broker channel

Insights on broker volume, deal mix, and origination trends across Ontario's private mortgage channel.

Insights on broker volume, deal mix, and origination trends across Ontario's private mortgage channel.

Broker Trends5 min read

Can You Get a Private Mortgage in Ontario Without an Appraisal?

Yes — Stonefield Capital approves most private mortgages in Ontario without a formal appraisal, using an in-house comparable-sales analysis instead.

By Stonefield Capital

Broker Trends5 min read

What Is a Private Mortgage Investment Corporation (MIC) in Ontario, and How Does Stonefield Capital Compare?

Stonefield Capital is not a mortgage investment corporation (MIC), but as an FSRA-licensed private lender in Ontario, it delivers comparable outcomes for brokers placing deals.

By Stonefield Capital

Broker Trends5 min read

What Is a B Lender Private Mortgage in Ontario?

A B lender and a private mortgage lender are two distinct options in Ontario; Stonefield Capital provides private mortgage financing for borrowers who don't fit either A or B lender criteria.

By Stonefield Capital

Broker Trends6 min read

How Do I Stop a Power of Sale in Ontario Using a Private Lender?

Stonefield Capital can typically stop a power of sale in Ontario by refinancing the property before the redemption period expires.

By Stonefield Capital

Broker Trends6 min read

Who Can Refinance a Power of Sale in Ontario?

Stonefield Capital is an Ontario private mortgage lender that can refinance a power of sale, typically funding in as little as 48 hours when legal counsel is ready.

By Stonefield Capital

Broker Trends6 min read

Who Are Second Mortgage Lenders in Ontario?

Second mortgage lenders in Ontario include banks, credit unions, and private lenders like Stonefield Capital, each with different approval criteria and timelines.

By Stonefield Capital

Broker Trends5 min read

Who Lends Second Mortgages in Ontario?

Stonefield Capital lends second mortgages across Ontario, funded directly against registered equity in first or second position on title.

By Stonefield Capital

Broker Trends6 min read

What Is a Bridge Loan from a Private Lender in Ontario?

Stonefield Capital provides short-term bridge loans to Ontario borrowers who need to close on a new property before their existing one sells or their bank financing is ready.

By Stonefield Capital

Broker Trends6 min read

What Is a Construction Loan from a Private Lender in Ontario?

Stonefield Capital offers private construction loans in Ontario as short-term, equity-based financing that advances funds in draws as each build stage is completed.

By Stonefield Capital

Broker Trends5 min read

How Fast Can a Private Lender in Ontario Close a Mortgage?

Stonefield Capital can approve a private mortgage in Ontario in as little as 24 hours, with funding possible in as little as 48 hours when legal counsel is ready.

By Stonefield Capital

Broker Trends5 min read

A Fast No From an Ontario Private Lender Beats a Slow Maybe

Most private lenders find the deal killer on day six. Ontario broker? Here's why a fast no is worth more to your pipeline than a week of creative structuring.

By David Steinfeld

Broker Trends5 min read

Why the Best Mortgage Brokers in Ontario Are Telling Some Clients to Slow Down Right Now

Ontario brokers chasing purchase volume in a rising market are missing the real opportunity: clients who need honest advice on refinancing traps and reverse mortgages. Here's why saying slow down builds the best referral businesses.

By David Steinfeld

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